"Frank, you've got a couple of big expenses coming up. The kids will want to get married this spring. And there's college after that. Let's figure out...what we have to work with. Then we can all make our plans and nobody will have any unrealistic expectations."Frank thought that was a wonderful idea and proceeded to tell us where he stood. He and Margie lived from paycheck to paycheck, with very little left over. Their IRA account wasn't all that much, either. They had managed to set aside about. .. I don't really know what I'm supposed to be looking at," she admitted, " ... but it seems very comfortable!" Would you like a test drive, Sir?" said the salesman."Yes, please!" John replied. The salesman went to fetch the keys while John and Jo waited by the car. Jo got into the back, and they took the car out on the road. When they came back, John asked her what she thought: she smiled and nodded."We'll take it," John said, "Is it all legal at the moment?" Yes, it's taxed for six months,. More

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