At least I think they are.Finance wise we have no worries. Melanie has a full post-doc research grant for this year, and she'll get over $60k per annu... as a resident starting in June. And her parents made us and interesting offer last fall. They offered to pay off 10% of our student debt if we paid off the rest. Melanie and I had been discussing paying it down anyway, and given our healthy cash flows, we decided to accept the present.So now we have about $10k in blue money, $20k in gray money. Such contentment! I'd been cruel to denyher that same pleasure. I closed my eyes. But just before settling in to nurse myself back to sleep, nowfeeling more relaxed than in months, I tried one last time. "Howabout in warm weather, when I wear T-shirts? And how could ever Igo bare-chested at the beach?" "Sweetie," she said, "No more! You never wear sun-block, you'realways saying it's too greasy. So you can always wear cover-upslike mine when we're at the beach, it'd be healthier. You. More

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