”The idea that his kids thought of him as the smartest person alive was funny to Ed. He said, “Oh, our kids have already figured out that we aren�...�t the smartest people they know.”Elbowing him in the side, Ling said, “Speak for yourself, Cowboy.”“Little John adores Catherine. He thinks she’s the greatest thing since sliced bread.”“Oh, that’s only because she is always taking him out to watch the animals.”Realizing that they had wandered off topic, Ed said, “Sorry. We really have a hard time not. She said that she and Franny both had a policy. His was still in her possession and I said for her to make sure the premiums were paid on both, for this was her children's only protection if he died. He didn't have much of an estate now. If he died she would probably have to ask for assistance from the state as there would be no child support from him. With her policy, she should change the beneficiary to her estate or name a guardian as soon as convenient.Peggy thanked me for going over her. More

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