‘‘There are ten directors. The original directors put up the money to start the banks. One hundred million each for a total of one billion dollars... All transactions are in US dollars. The bank charges three percent and we don’t do transactions less than one million dollars. That is the return that is divided between the directors.‘‘There is only one way to become a director and that is to buy out a director who wants to retire - or his estate if he dies - for the original one hundred million. Recently we consulted a famous Doctor in chennai and she told us that it is due to the problem of my husband. Doctor told that husband’s sperm counting is not enough to conceive me. So she suggested getting pregnant by using sperm bank in their hospital since we are very particular regarding one baby. After coming back my husband told that he is not ready to do that but to think of some other ways. He suggested that instead of getting pregnant by using sperm bank it is better to have a nice. More

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