‘What he has done, it appears, is created some kind of amalgamation of a deferred immediate annuity. Instead of the employees paying into a single a...nuity contract which accumulates value over the years, each month, out of their fifty dollar premium, the company, and more about that later, takes five percent in establishment costs, and sets up a whole new paid up annuity. ‘The contract specifies that the annuities do not begin to earn interest for a year, until the accumulated value reaches. Ken ran his hands all over Jessica’s curvy ass and tits and diddled her clit with his soapy finger. Jessica stroked Ken’s cock with her soapy hands and brought him back to an aroused state. Ken fingered Jessica’s asshole and put one then two lathered fingers in her bum. Ken turned Jessica away from him and positioned his cock at her asshole. He eased his hips forward and slid his slippery dick into her asshole. Jessica braced herself with her hands on the shower wall as she arched her ass. More

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