But then there is the matter of the "Creditor's Examination"."What is that?" In the old days it meant that a debtor might be ordered by the court to s...bmit all financial records to the creditor for his examination, and to give testimony under oath to the creditor concerning those finances. Now it means all of that plus the fact that the debtor, in this type of proceeding, is also ordered to present himself or herself to the creditor for an intimate examination of his or her person." Does that. " Oh, dear, Sorry."The noisy part of the mob returned to the kitchen chanting and swigging from ale bottles anew. I stayed seemingly tied to my chair, not daring to get up. Three girls rounded on me in a fit of giggles. Mandy had something behind her back that was the source of much merriment. "Hello James!" she said with a big mischievous grin."Hello," I replied nervously knowing that something was afoot. More girls gathered around, all smiling and I was sure they had me as the target of one. More

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