As it turned out, we never had to touch the line of credit. As I said before, you either paid on time or you got a call from Peggy.About that same tim... a paving contractor that owed me a lot of money for an office and shop building combination that I had built him. After repeated calls to get him to pay me, we set up a meeting in my office. I found out that the contractor had had a falling out with his partner a couple of years earlier and had bought the partner out. That had left him short of. I answered the phone and the wife shouted at me, telling me her card had been refused when the three had decided to pay up at the closing of the bar, and I needed to talk to the bar manager. Without further words from her, a man's voice, calm and professional, asked if I would pay over the phone, a third of the drinks - dinner bill. I could not say no without seeming petty, so I reached for my wallet and reeled off the sixteen-digit number and the other usual stuff. It was a heavy night even. More

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