By the end of my first school year I was routinely making ten to twenty small loans each week. Loans ranging in size from a minimum of twenty dollars,...to a maximum of fifty dollars. All loans required some physical form of security, something that I believed more valuable than the loan being requested. I took in laptops, school textbooks, musical instruments, appliances, you name it, but I never made any loan without first getting collateral.In my sophomore year, there was this girl in one of. All the other girls were there. It was 9:30, and we knew the 24 hourclock was going to run out about 10:00. They were talking, but turnedto me as I approached."Hey Dana!" said Lisa, and I smiled back. She stopped and looked at mefunny for a minute. "You know, you never told us what happens to YOU ina half hour."I felt kind of funny standing there, knowing I'd got them all into thiswith a different deal than I got. But I laid it out for them just likeit was. Fact is, I had everything I wanted,. More

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