He?s a slut with nuts. A chick with a dick. A ho with a littlemo?. You know, a tranny." Holy shit. Really?" Yeah. Charlie was just telling me he turne... fag about a year ago." Christ. Charlie, you want to hear something funny. I used to think youwere sleeping with my wife. I guess I shouldn?t have worried." It hasn?t been a year," I said. "It?s just been a few weeks." That?s cool, Charlie. Is it still Charlie?" Uh, my wife calls me Charlene." Well, isn?t that precious, Anthony?" Darcy sneered.. Let’s face it, we didn’t have a credit rating to line up a loan for a substantial amount. We had to get my Dad to cosign for this place because we weren’t old enough to sign for a mortgage. Now we have a credit rating, and we’re officially adults.“We can still close on a property faster by paying cash for it. We don’t have to wait around for approval on a mortgage. This isn’t like 2005 when you could get a mortgage if you could prove you had a pulse. It’s a whole lot harder to get a loan,. More

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