I really don't want to make that kind of loan. What if I couldn't pay it off in 3 years?"The elder Mr. Godfrey smiled and said, "Oh, nothing earthshak...ng, I'm sure we could work something out, and just think, you would have the whole farm back together. Of course, we would need collateral in order to make the loan. We would want the balance of your land put up as collateral for the deal. That's how we can make the deal with no down payment." No pre-payment penalties? What if I am late or miss a. Picking up his bottle of water, he starts walking back to the house. “I think we should get cleaned up and talk about this,” he says, the tiniest bit of guilt now starting to seep through.Joyce is looking at him, but not his face. She is staring at Caleb’s beast of a cock hanging there. It is beautiful, and even after the amazing fuck they just had, she cannot ignore the feelings growing inside her. The feeling of regret that she might never get this chance again is starting to beat the feeling. More

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