I opted for the second one. I figured I would also need it when I went to close out the money market account.While any licensed medical doctor could t...ke care of the certificate in our state, Tom felt that a psychological examination would be stronger. He set things up, and before lunch I had my certificate and Tom Trench had arranged for the transfer of all the money from the bond funds into my new annuity. He smiled when I told him to make the death beneficiary Wendy Gibson.I had soup and. " Not a problem," I said.Tamara added, "Just try to be a little more careful next time." Do you know where Terry is?" Tracy asked about her sister."She went home with Audrey last night. She should be back here this morning to get you." I can walk. I can cut across the golf course." I think you ought to stay here and have breakfast," I said."Okay," she replied. "Do you guys want some coffee? I smelled it when I came downstairs." That sounds good," Tamara said. "Would you mind getting us. More

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